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Instead of holding on to the loans and paying interest to depositors, he decided, the bank would package together a number of the loans made to net-makers and sell them as a new financial instrument: net-backed securities (NBSs)
Later, when they would begin to target big red snappers, they would shift to 125-pound leaders and 10/0 hooks
The rear body shield of the Teben (right) next to the Stella's
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